This is not an advertisement for Vanguard. Vanguard is build to be accessible to starting investors, which is why we’re exploring it. Answer the following:
What is the 10-year yield rate (rate of return) for the VGHCX (Health Care Funds Investors Shares)? Include the time and date you got your answer. Also summarize how you found the rate on vanguard.com.
What is the current rate of return (yield) for their primary money market fund (VMFXX)? Include the time and date you got your answer. Also summarize how you found the rate on vanguard.com.
Suppose you wanted to invest money in a relatively-low-risk way for two years. You decide on a certificate of deposit. What is the best rate of return on Vanguard for a 2-year certificate of deposit (non-callable)? Include the time and date you got your answer. Also summarize how you found the rate on vanguard.com.
Do some research into when it is better to choose a traditional retirement account and when it is better to choose a Roth retirement account.
Summarize what you’ve found in a paragraph or two.
Suppose you decide to open an IRA today. Would you choose a traditional IRA or a Roth IRA? Also explain your choice, based on your research.
We have spent a good while on investing and retiring. How are you feeling about your own retirement prospects? Explain your feelings as thoroughly as possible. There is no right answer here as long as you are truthfully reflecting on how you’re feeling.
In this week, we targeted one learning goal for the course - accessing wellness tools. Write a few sentences as to how this week’s material has helped you progress toward meeting this learning goal. The learning goal objective is as follows:
Accessing wellness tools: Students develop tools for improving their physical, social, and/or mental/emotional health and overall college experience.
